YTD Income Projector | Broker360
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Income Calculator

YTD Income Projector

Project a borrower's annualized income from their year-to-date paystub earnings. Get an instant lender-ready number.

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Paystub Details
Enter figures exactly as shown on the paystub
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Broker360
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YTD Income Projector
📅  Tax Year Being Checked:
2026
📅 Auto-detected week for 2026: Week --
$
Total gross income shown on paystub YTD box
Week the paystub is dated — override anytime
Used to validate against pay-period math
For your reference only
Showing: -- · Week -- of 52
Projected Annual Income
$0
Based on YTD figures entered
Weekly Rate
—
Monthly
—
GDS @ 39%/mo
—
Step-by-Step Calculation
1
YTD Income ÷ Week #
2
Weekly Rate × 52 weeks
✓
For broker use only. Figures are estimates based on YTD data. All income must be verified per lender guidelines. Not a commitment to lend.

Rebel Mortgage Ltd. — FSRA License #13623 · Member of the Verico Network · Independently Owned and Operated
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B20 Stress Test — Max Purchase Power
Uses projected annual income from above — calculate first
%
Lender's offered rate — stress test will apply +2%
$
Enter actual or estimated down payment amount
Stress Test Results
↑ Calculate income above, then enter a contract rate and down payment to see max purchase power
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